Residential Mortgages are medium-term loans typically used by individuals who plan to seek a Mortgage from a bank in the near future. They are particularly useful when individuals sit just outside of bank lending criteria, but can demonstrate financial stability. Private Residential Mortgages are particularly useful for self-employed individuals, or for those that have large capital events – such as dividends or bonuses.
Our Private Residential Mortgages are typically:
Suitability for Private Residential Mortgages is based on the individual’s affordability and a planned re-finance event with a bank or senior debt provider once criteria can be met.