Commercial Mortgages are medium-term loans typically used by companies who plan to seek a Mortgage from a bank in the near future.   They are particularly useful when companies sit just outside of bank lending criteria, but can demonstrate stable growth and future suitability.  A balance sheet asset, commercial properties often accumulate significant equity which can then be leveraged cheaply, releasing cash for business investment and amplifying profitability. 

Our Private Commercial Mortgages are typically:

• Debt
• £250,000 - £10,000,000
• 12-60 month terms
• Buy and Buy-to-let
• Secured on commercial property, 1^st charge positions
• Up to 65% LTV
• Capital and Interest repayments & interest only
• Capital reduction options
• Early settlement options

Suitability for Private Commercial Mortgages is based on the businesses affordability to meet monthly repayments and a planned re-finance event with a bank or senior debt provider.