Private Commercial Mortgages

Commercial Mortgages are medium-term loans typically used by companies who plan to seek a Mortgage from a bank in the near future.   They are particularly useful when companies sit just outside of bank lending criteria, but can demonstrate stable growth and future suitability.  A balance sheet asset, commercial properties often accumulate significant equity which can then be leveraged cheaply, releasing cash for business investment and amplifying profitability. 


Our Private Commercial Mortgages are typically:


  • Debt
  • £250,000 - £10,000,000
  • 12-60 month terms
  • Buy and Buy-to-let
  • Secured on commercial property, 1st charge positions
  • Up to 65% LTV
  • Capital and Interest repayments & interest only
  • Capital reduction options
  • Early settlement options


Suitability for Private Commercial Mortgages is based on the businesses affordability to meet monthly repayments and a planned re-finance event with a bank or senior debt provider.